While the debt would whip out most of the profit for 'x' amt of time, it would seem to be logical to take on the risk at a net zero income for x amt of years if after that point, the cashflow is all positive.

Is a strategy a practical one, especially me starting out as a beginner?

Quote from @Jane Trust Ryan: Hi All!   

Insurance companies want to fix it the cheapest way possible, and their goal is to minimize out-of-pocket expenses like this one.  

one of my clients that has a pretty big PM company.. had a unique way of doing this.He offered 50% of the first months rent or 500.00 minimum.. he would have 4 or 5 agents at the weekly meeting handout the list of vacants .. each of them would go place a sign in the yard and first come first served.. he found that potential tenants would call the first sign if no answer they called the next one until finally someone answered.. it worked pretty awesome for him. 

I would check the rules in all of your jurisdictions.

For instance I did it on one of my one bed room apartments because this particular apartment had a formal dining room.what’s a single person or couple going to need a formal dining room for?  

Quickly I learned I knew nothing about the business of trucking and truly didn't enjoy it, as all those gains got depleted.

If so, I'd consider those options first as they fit in the infinite banking concept.

Listening is one of the number one assets, so if theres ways I can contact other real estate investors and learn from them would mean alot.