Keep in mind that some, such as Internal Rate of Return (IRR), require advanced computer calculation.https://www.biggerpockets.com/blogs/8814/73755-18-essential-metrics-to-a-complete-real-estate-investment-analysisAs far as finding multifamily properties, you'd find them the same way you find a SFR, and there are many, many ways to source them:By building relationships and letting everyone know you're looking for houses and apartments:https://www.biggerpockets.com/blogs/8814/72664-35-relationships-to-help-you-find-more-houses-to-flip-or-wholesaleLooking for them on the internet:https://www.biggerpockets.com/blogs/8814/72016-55-resources-to-find-real-estate-deals-onlineand, of course, locating them offline:https://www.biggerpockets.com/blogs/8814/71506-27-ways-to-find-off-market-and-wholesale-real-estate-deals-offlineBest of luck!

That takes away the 'cash out' component and makes it a rate and term refi. 

The only way they're accomplishing that is to dispose of the asset after a big value add component is implemented.

I wouldn't pay more than $2,000-$3,000 for any program, unless it was very targeted and sophisticated like developing international timeshares or something like that.There are more things to learn than most people know.

I currently have a single family house that I am house hacking and renting well to Disney interns while living there.

@Bernie Liew not the same Bernie that interned in Syndicated and Leveraged Finance at STRH right?

One is that when you walk into a house you need to know what the major components to look for are.

If you're ever interested in learning more about lease options, I teach it for free to my interns who want to take a crack at it and learn the system before venturing out on their own.

I want to negotiate the 1st month rent component.

You'll need to do an Internal Rate of Return calculation for the entire term of the loan you are proposing, or until you resell the loan to another investor.