I am looking for advice if I should just pay my taxes up front when using pre tax funds in lieuof having the IRA own the property and deferring taxes

It comes with a library of loan docs you can use like disclosures, MLDS, 1003, term sheets, pre-approvals, promissory notes, etc...

@Zachary LuchsStep 1: Get Pre-Qualified by a Lender.Step 2: Find an investor friendly agent who also owns rental properties in the market you are interested in, a good agent will also either manage properties for you or will have a relationship with a property manager that they can set you up with.

I had done a pre/post inspection with the tenants with all the items that needed attention/repairs.

are you pre-approved for a loan?  

if needing a loan - you should get pre approved for what you think you will need . 

Inventory is now very substantially above the extreme lows seen in recent years, when inventory in the Austin area fell below 1 month (very extreme imbalance between demand and supply) for a sustained period.Here are the full stats for Austin and the greater metro:Here’s a chart showing the median sales price of a single family home in the City of Austin over the past two years:The median price for a single-family home in May 2024 was down roughly 10% from May 2022, which was the most recent pricing peak in the Austin market.For some context, here’s a chart of the median sales price of a single-family home in Austin over the past 10 years:As you can see, pricing Austin is still substantially above pre-pandemic levels.

We expect a still-sizable gap between 2024 housing inventory and the pre-pandemic housing market to persist as it closes only gradually.

Although, I realize that tax implications will be severe on using pre tax money and will reflect as income.Thanks.

Also, I would also suggest incorporating some property management fee into the analysis even if you prefer to do it yourself - at some point you may want to hire someone.