Hello,I am graduating from business school June and will be moving to Charlotte full-time.

@Garrett Gahn - lots of different schools of thought, but you could put that equity to work instead of it being trapped.

So I am graduating from college next year and I have done a lot of researching and have been saving up money for my first house.

You will be familiar with the area, so you know the ins and outs of the neighborhood, including its amenities, schools, transportation, and safety concerns. 

For instance, if the county sued, you want to make sure the school district also joined the suit.Texas allows lenders to lend money to borrowers to pay for property taxes, and that is a tax lien. 

Here's a good rule of thumb regarding how lenders feel about credit scores for DSCR using our school analogies:- 680 (B-)- 700 (B)- 720 (A-)- 740 (A)- 760+ (A+)Every 20 points in either direction will increase or decrease your rate. 

Another way are old school syndications (which are basically the same as crowdfunding but not done over the Internet).

Hello everyone, I went to school for finance, worked for chase for a couple of years, studied for my GC license and got it.

Not really recommended to use a spreadsheet to create these financial reports because human errors can happen when entering formulas.I mean you can do it, but it just baffles me that people are okay spending time doing accounting work without any knowledge/experience instead of delegating the work when there are people who go to colleges and graduate with accounting degree.

Ok, I'm admittedly old school, but why would someone use a middleman to buy a property?