The local government had my contractor create some basic drawings of the work, had me pay the permit fee and pay for an inspection. 

Here's the general outline for them:Renovation loan programs can finance the purchase and renovation of a home in one loan.

So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.Some foreign national loan programs will assign a 680 credit score to the loan since foreign credit won't be considered for this loan program. 2.

fyi - financing an AFH is not as  easy as financing a " regular " investment  property  .....commerical or   special  ADH  loan program  will be needed and   terms will be  higher  

I needed to provide vendors an “RNC” number that they used to provide the government with the expense.

@Enrique MendezTo reduce mortgage payments, consider FHA, VA, USDA, house hacking, conventional loans, seller financing, lease options, partnerships, down payment assistance programs, creative financing, and DSCR loans.

Hi - Thoroughly would recommend JWB's lending programs - actively been involved for the last 10 years. 

They are essentially risk free, as they are government bonds.

STRs also make for a convenient scapegoat for the government when they need to divert attention away from their own policies that make adding more housing units more expensive/time consuming. 

@Brynn KurtzI would do additional research and learn how many people today are buying housing with none of their own moneyAlso even if you were to do this, you still need money to invest in real estate as properties need constant repairsThe most frequent mistake I see is people take these guru programs and spend all their $ on the guru and have no money to invest in real estate