During the financial crisis as people lost their homes they moved into apartments.I am fortunate to have found assets which, through hard work, have become ever increasing cash cows- and their appreciation has been increased by market, the new tax law and by force.I am ever appreciative of you passive investors who find rubes to buy buildings that don’t cash flow- you make mine all the more desirable and valuable!

Has anyone experienced banks recalling loans for example during the crisis of 08’?

(However, prior to me taking over self management, I know she was trying to break her lease due to unhappiness with the previous property management.)Any other self managers out there have thoughts on how to handle this diplomatically, without letting anyone off the hook too easily?

With all that being said it leads me to a bit more information about our first major crisis. 

The Fatal Conceit: The Errors of SocialismThe Misbehavior of Markets: A Fractal View of Financial TurbulenceKeeping at It: The Quest for Sound Money and Good GovernmentThe Black Swan: The Impact of the Highly ImprobableAntifragile: Things That Gain from Disorder (my personal fav) The Courage to Act: A Memoir of a Crisis and Its Aftermath13 Bankers: The Wall Street Takeover and the Next Financial Meltdown

Perhaps an economic crisis, perhaps a collapse when a Breaking Point is reached with too many people piling into what they think are easy riches.

This is the Bay Area, and we're in a housing crisis.

https://www.bloomberg.com/news/articles/2019-07-30/america-s-housing-affordability-crisis-spreads-to-the-heartland?

Most communities have specially trained officers who can deescalate crisis situations and assess the mental (un)health of the Crazy Joe's of the world. 

This is the new strategy for the big home builders to address the affordable housing crisis.