I believe you will hear the term on the podcasts for this known 'house hacking'.So the rates you see published are available to the ones with the best credit and the finance institutions deem a safe risk.Now if you buy the house as an investor or non owner occupied your rate will be higher than the published rates you see even if you have great credit because the banks look at non owner occupied purchases as a higher risk. 

That's why people should take a diversified approach to real estate and keep 2/3 of their money safe.

Hi All, what do you do to keep your property safe?

Investors like safe deals with high returns, if you can bring those to the table the money will flow.  

Safe and better than $ in the bank.  

I still have a day job as a Medical Device Sales Rep.  

With real estate the bank just cares about you making the payment, my condo could have gone to a value of $10,000 and all would have been good, i see this as a safe way to leverage your money and get a much higher ROI.  

Oakley is anchored by Hyde Park and Rookwood, it is a very safe investment at this point.

Owners can't rent, land contract, rent to own, sell or even mortgage SFH up to 4 units without lead-safe certificate = paas lead inspection.

I'll make a list of expenses I think I will encounter.Purchase - 65000Rent-  650Taxes monthly - 105Insurance monthly- 62Vacancy 5% - 32Repair 5% - 32Mortgage - 278All that puts me at 509 expenses versus 650 rent to be at 141 cash flow monthly.I have calculated the CoCR a couple different ways because I am certain that the house is rent ready now but I also figured it with some rehab expenses just in case I find something.141x12= 16921692/16000(down payment plus closing)= 10.5% CoCR1692/18000(down payment, closing, and 2k rehab) = 9.4%Like I said before 650 seems like the safe route for potential rent.