That means the rate will be fixed for 7 years, the payments will be calculated on a 25 year amortization, and there's a balloon payment at the 10 year mark. 

I've calculated the cap rates and they are all generally similar (~4.5%).

Im not sure I completely understand what you're trying to calculate but I would go about it using Excel or Google Sheets and create a "master" and a separate sheet for each property. 

Hi @Kent Kettell, assuming you're running the numbers on your end, any loan offer that enables you to acquire the asset given your level of cash reserves and reach your target ROI at the expected project duration, net of financing costs.If you don't already have a useful calculator to assess cost and profitability associated with fix & flip projects I'm happy to share a copy of ours!

HELOANS are an option, but you have to calculate your blended rate and compare that to a new first lien.

This approach can be particularly beneficial if you want to reinvest the income or use it to offset other taxable income.Cons: Properties with lower purchase prices may be in less desirable neighborhoods, which could mean slower appreciation and potentially higher maintenance costs.Appreciation Properties:Pros: Investing in more expensive properties in better neighborhoods can lead to significant appreciation over time.

If you were to use IRA money to purchase real estate with recourse debt, then a portion of your returns may be taxable.

We have a detailed BRRRR cash flow calculator tool we share with our clients to help assess these types of projects.

Essentially no income details are required and the loan is based off of the collateral of the property and income, calculated using the active rents, appraisal rent schedule or even STR income or projected income.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.