How much did you pay for the property? 

The trades didn't pay as well back then so after high school I got an associate of liberal arts ( auto repair ase certification) then continued learn in ng took hydraulic system repair and building pumps included and until an injury in2003 was a journey iron working doing structural installing commercial doors where they originally were not designed to be .always running my own side home repair business and taking any chance to learn anything new or a better way to do things because I feel if you aren't moving forward you are  stagnating .I wanted to just say thank you for accepting me and I am grateful for any and all recommendations,tips or critiques as I strive to become the best version of myself I can .

Welcome to the those with like minded thinking. 

I just paid off another DSCR so pleased to be in this position. 

Thanks in advance,Keyshawn Welcome to the community!

Has anyone used any of the apps that allow the tenants to split payments, but still send the rent to you as a single payment? 

And, even then, hitting your rate target would still be extremely challenging unless you were paying points up front, in which case it would probably make more sense to just try to put in a bigger down payment (or pay down the balance if refi) instead and get better terms naturally offered at the lower LTV.

When you become the builder , then the numbers work What he ^^^^ said.

Hey Connor, welcome to the club!

Other than that, does the house you're looking to buy offer the ability to rent a room or level of the house to someone?