Ben,It applies to Conventional loans and other programs as well because its seen as a "Business expense" but you have to provide either 12 months cancelled checks or 12 months business checking account statements to show being paid for all 12 months.

If this is a Non-QM program, it should also default to these guidelines. 

This criteria is for 1-4 and 5-8 unit programs.

.- Consistency: In neighborhoods like Northwest and Northeast San Antonio, long-term rentals can offer consistent demand due to local schools and businesses.Short-Term Rentals:- Higher Potential Income: You can charge more per night, especially during peak tourist seasons.- Flexibility: If you want to use the property yourself occasionally, you have that option.- More Work: Managing a short-term rental requires more effort with frequent guest turnover and maintaining high standards for reviews.As for platforms, Airbnb is popular, but you might also consider VRBO or Booking.com for short-term rentals.

We focus on nature areas that draw tourists in, so we haven't seen any major changes from STR to LTR.

Taxes are likely to go up in the future due to government entitlement programs.

There are also some odd ball programs out there that will allow you to do a 2nd DSCR HELOAN to get some remaining equity but the property must still debt service 1:1.

It is a very specific one year program that will allow me to make a lot more money in a full time position.

Keep in mind that when someone joins BP, or any forum, and their only post ever is a glowing review about a "coaching" program/guru, it looks very suspect.

A lot will depend on your personal preference - if you are looking for a very tourist-friendly community with top amenities I would suggest a pool townhome in Solara, Windsor at Westside, Windsor Hills or Windsor Island (all the Windsors).