Mixed rental vs purchase stage of their lives I suppose.

What’s the license portion supposed to be for exactly?

Just because rents are supposed to be at a certain price doesn’t mean it is, especially if “some renovation” might be needed.

Also I have cameras outside, motion sensors and door sensors inside, smart lights and thermostats, and locks on all rooms the guests aren’t supposed to be in when I’m not home.

This is my issue in feeling like I can't go away.And I suppose theoretically I could map the circuits and outlets for them really well to give a better idea of what's on one circuit for them to do the math.

Again, I'm a newbie, and I may eat my words in a couple of months after not having done any deals - we will find out together soon, I suppose :) Thank you for your input!

Having student loans should increase your credit, not hurt it, assuming you actually paid them when you were supposed to.One of the easiest ways to boost your credit (beyond beginning to pay what you owe), is to go and pull your free credit report (I believe it is https://www.annualcreditreport.com/).

Supposedly they can't just fax or email a statement. 

@Robert BladeIn general, lenders want to see monthly housing debt of no more than 28%-33% of your income and total debt of no more than 38% of your income.The rental income should be ~80% supposedly your current rental income to account for vacancy etc, If you are government employees guarantee for perpetual income want to work another 10-15 years you can be a bit aggressive on total debt. 

We’re hoping to find someone who can decipher what’s what…Is this a matter a Title rep is supposed to figure out, or a CPA maybe?