I typically use regional banks to fund my deals but my 2 go-to banks have either slowed or fully stopped investment loans so recently I've connected with several online brokers but all came from ads or they reached out to me vs personal recommendations and intros so I have concerns. 

This change improves privacy and minimizes unauthorized access, but it's essential to consider local building codes and regulations, as many jurisdictions require safe egress routes for basement units in case of emergencies.

Most folks who come to me to refi end up having to bring cash to close even though the new value has increases substantially, they cannot access 20-25% of that equity due to the cash out limits being 75-80LTV. 

People seriously please stop spreading complete non-sense around, because the people new to this WILL believe your crap and you are ruining their lives!

@Marizel AshbyBelow are the top things I will recommend you focus on if you don't have at least $30,000 in your bank account or you don't have access to that kind of cash from other sources:1.

Spend LOTS of MONEY on mass marketingThe "rate locked affect" is limiting a large portion of the market and stopping transactions from happening.

Prior to the 3-day workshop (3 weeks before) they gave us access to the portal on their site where we could prepare and learn a little bit about what we were going to be learning in person, also questions to get to know us better and our goals.

You're right; it also seems like a lot of people have stopped dreaming and just stick to living paycheck to paycheck.

He honestly is a one stop shop. 

Play the long game but realize that maximizing long term net worth has to stop if you want to be financially independent.3.