It definitely feels like there is a negative stigma around it.

For these reasons, plus a few others, Ohio is the one state (some parts of KY and MI too) where I'd recommend speaking to a tax accountant specializing in the state.

Never  had any issues to speak of looks like a the floor was not level  I mean  BIG time not level  this stuff is very forgiven stuff can take a beating and still look ok .Or it was not installed right .

Generally speaking you are not wrong.

Generally speaking, month to month doesn't make a lot of sense to offer, especially when "no cause evictions" are prevented or restricted.

There's no need speaking with anyone who isn't approved for at least the full amount of the rent.  

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

In my opinion investors buy properties with break even or negative cash flow and hope for large appreciation are taking a gamble.

People have bad experiences with HML because maybe the rep they were speaking to was bad at their job. 

. $375k speaks to me of a Texas house, and that'd put you at minimum $2500/mo payment and therefore raising those numbers a lot more.