You're going to get creamed just on the depreciation recapture that you used to offset your taxes (I assume from your W2). 

people that pay cash are really sneaky, and section 8's have nice cars.

From some brief research, looks like property management shaves about $200 off the cash flowSo $600 because $300 with expenses, cashflow etc which i guess is ok at $2500 rental income and better if it rents higher. 

Regarding the look, it is about as bland and Cream O' Wheat.

Not saying this saying this to bash BP; they don't have the ability to vet every single guest's operations and most podcast today are basically self licking ice cream cones.

Refi´s have a seasoning period.

Kitchen is Cachet Cream 6365.

The companies do not like to do it this way because they only make money on the install, and typically I shave $750-$2000 off of the job.

I was originally going to do just a Release of Lien Waver from my lender but with the me being able to shave an entire point off my mortgage, I just went ahead and did a full refi.

The best one can say here is what the IRS allows or even what their particular employer allows, but that's it.The Solo 401(k)s have their own rules as well, my solo happens to be with Schwab, and no loans are permitted.