Happy Monday 12/18/23I would say I had a pretty productive start.

All FHA loan products are serviced to the same guidelines. 

We implemented Guesty a few years ago and have been very satisfied with the product

When you have the best product at a given price point you can shouldn't have to wait for the best applicant at that price point.

I like both products and they both have there place in our business, but looking for a way they can work together more, maybe eliminating the duplicate post each month.Thanks!

I've had to decline many loan requests because the income production doesn't cover the expenses and there's no way to make the math work.

Your thought process on the contractor providing quotes to possibly "win" a job may seem correct on surface level as a lot of businesses offer "free-mium" products - but ultimately time is money, especially in real estate where good contractors are in high demand and could better spend their time finishing a project before accepting the next one. 

@Frank Greg Contracting is a business that provides a finished product .

I'm unsure how well it is now since it was acquired but Ryan (Founder) cared a lot about his product so I'm sure it's still fine.

I have products that allow 90% CLTV, meaning if you have someone to come in 2nd, you can come in with 10% down. 0-5% is not going to happen, this is not 08'.