Both hard money and heloc's are useful products...

But we've experienced a huge change in underwriting for non-qm style products, and anything over 5 units is severely delayed. 

This is not just a product of how frequently the manager can find guests for your Airbnb, but also what price she is able to charge for the nights rented, and perhaps even more importantly, how much of that rental income ultimately flows to you as the owner.If you sign a guaranteed income agreement with the manager, this amount is set.If you use a shared success (or commission) agreement, the calculations can be trickier.What is the vacation rental manager’s commission rate?

No production home is built well.

Schwab offers almost exactly the same products and I like them both. 

It turns out that coordinating engineers, marketing and sales to launch a software product is not crazy different from coordinating vendors and subs to "launch" a construction project.I will disagree with everyone who says that hiring subs yourself puts you at a pricing disadvantage vs. prices GCs get. 

I would prefer a Line of Credit product here specifically if it were me but I would certainly lean on other investors in your area on who those lenders are that offer such a thing. 

In all seriousness, as many mentioned here, wholesalers are trying to make their cut and sell you the product.

For those in BP Nation who don't know, EVs like my F-150 Lightning run 100% on electricity via batteries and do not use petroleum products as fuel.

Let this thread to be a place for constructive, productive conversations, networking and working together to make some money and bring some positive light to this frowned upon industry in RE world.Thank you all for your insights, opinions, comments!!