Although my income is great for my first job out of college, I've talked to a couple lenders in Salt Lake City and got the feeling my salary (~85k) will not be enough without bringing a larger (~20%) downpayment.

These loans are often found primarily in larger commercial real estate and is a very specific loan product. 

The end goal is to have a larger multifamily in an LLC name.

A key improvement was removing a wall to create a larger, open space, significantly boosting its rental potential.

For tax purposes, you are better off if you do NOT exceed the larger ofa. 14 days of personal use per yearb. 10% of the days it is rented as an STR (example: if it's rented for 300 days, you have 30 days of personal use before you lose tax benefits) 

Think about your goals but also your time and energy budget when choosing an asset or location. 

Feel free to inquire about their staff qualifications if it's a larger organization.2.

Leverage magnifies return. 3) The effort involved in adding an ADU is comparable or larger than a rehab associated with a BRRRR.

I can recommend Laren Newell for bigger projects and John March for smaller to larger.

Direct Energy suggests 78F (25C) for indoor summer thermostat settings, Carrier suggests 72F (22C).