I have also seen a lot of "evidence of mold not remediated" that I was unable to find when inspecting HUD's.

here is my story.I have been wanting to get into real estate for the longest time.But first I would like to remedy my current financial situation.

In an equity investment, those remedies aren't as available if you follow the regulations, thus the distinction. 

If I elect the De Minimis Safe Harbor and do my accounting that way, and I acquired a new property in 2014 but hasn't yet put it into service due to extensive repairs and remediation necessary, does it mean I could expense some repair and improvement expenses because the De Minimis Safe Harbor is in effect for that property even though it hasn't been put into service? 

It can still appear, but if it isn't showing up as paid, that needs to be remedied. 

Even if you went that route and they agreed and supplied the permitting documentation you still may be in trouble as you only specified permitting and remediation proof for the split.

If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower.This appears nowhere in the note.  

Using the 70% rule ARV is 190K x 70% =133K then you have to subtract all the cosmetics and mold remediation so yes 145K is way overpriced.

But if I had jumped on a forum and said  "I don't have any money, how can I start with no money" instead of going out there, seeing a problem, and creating my own remedy, it would have never happened.

The notice must include a statement that if the violation isn’t remedied in 7 days that the tenancy will terminate.