For a beginner investor, the choice between using maximum leverage or putting more cash upfront to build equity depends on several factors including risk tolerance, financial stability, and long-term investment goals. 

Can you provide some more context on your goals as it may help "team members" know more of what you're looking for.

Goal is volume, right?

Even if your goal is to replace a W2 income, that only works long term if you are making money.  

My goal is to learn how to FIND the best deals particularly distressed apartment buildings that need repairs. 

You know your goal isn't to leave the 9-to-5, you have a great job with good scale and security.

I plan to continue to work with them as they have been very instrumental in helping me map out my investment goals and strategy.

Would like to know which one you would choose and why(goal is to earn the most in 10 years time).1.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I would start with your short and long-term goals.