However; Campbells union employees, coupled with the State of California's excessive appetite for more tax revenue leaves little left for them to operate.

What will you do when this lender struggles or the committee no longer has an appetite for this level of leverage and calls your line?  

Both are a bit smaller and tend to change their lending appetite a fair amount.  

Additionally, another "Big ticket item" that is new to the Chicago Building Code requirements as of 2020, is that any new building with 4 or more units will be required to have a fire suppression system (i.e. fire sprinklers)!

So those who can't qualify would have to either buy a home that needs some work, or get a smaller home in the same area, or get a 3/1 instead of 3/2, or adjust their appetite and settle on buying in a lower priced sudivision.I closed on a N.

Make sure you invest in an area that will allow them...many Northern Michigan communities are enacting laws to suppress or not allow AirBnB's or other "homeaway" type rentals. 

There is an option before checking out the second time where you can suppress your list against another, as long as the old list was purchased within the last 6 months.As for removing duplicates, I would recommend: yes.

They are staying with those that demonstrated through the crash resiliency and did not give up on anything or take any loss.so for someone trying to get these facilities you can do what you do which is deep due diligence on line or you can do what a guy like me does.. call up and ask do you have an appetite for RE and how much of your portfio is in investor class..  

They will know which one of those lenders has an appetite for your specific type of property, in that specific location, at that moment in time.

Storm ponds, storm sewer, property water flow, fire hydrants, utility access, sidewalks, soil compaction, driveway access, landscaping, facade requirements, fire suppression, fire walls or building separation distance, fencing, setbacks, required parking, outside lighting, epa, Corp engineers, grading/elevation, etc.