100% LTV HELOC - 20 yrs

[Keegan Schaub]

I just recently discovered a bank that offers 100% LTV HELOCS for 20 yr

What are the pros/cons and risks associated with 100% LTV?

I invested a good amount of $$$ in my first Airbnb rehab then STR and have ~18-20% equity after using a conventional 5% down payment. Currently searching for ways to access that equity and scale.

[Kar Sun]

I am not an Airbnb investor and I am skeptical about this business model. I am also very cautious about Seattle. I would try to rent this long term or sell it and be done with it. At this time, as a small investor, I would not take out HELOC. Too much uncertainty and my sanity is priceless.