Depending on the carrier, the change in premium could be unnoticeable.

Kind of a similar story I was 20 years old floating in the pacific on an aircraft carrier reading rich dad poor dad in my rack. 7 years later I’ve got 9 doors in Columbus OH.

The reason they were as wrong about masks as they were originally seem to me to be because they believed the Chinese government's ridiculous fables about live-markets and intermediate carriers and the most theoretically likely means of the virus's transmission if that were true. 

I have some contacts for contractors and handymen, as I am a property damage appraiser for a major insurance carrier and work with plenty of contractors daily.

Started pressure washing the brick and side walks, turns out the bricks are indeed red who would have thought.Hall way #1 is in the spackle stage and trim has been sanded and painted, was much worse than we thought but will be pristine shortly, next up is replacing the stair treads and risers.Mail boxes have been moved out of the hallways and centrally located, most of them were only holding to the wall by a wing and a prayer and the mail carrier appreciates the update.With the nice weather lots of folks out and about back and forth from the beach access at the end of the street, lots of the neighbors stopped and thanked us for cleaning up the property and welcomed us to the neighborhood. 

What do you think is our best option to sell and split the proceeds and eat the capital gains because my mom passed 10 years ago there is going to be some significant gains there. or fix up and rent. or sell and carrier the paper because it is free and clear. 

Most of the better carriers for Home or Dwelling Fire (for rentals) policies cover the building at Replacement Cost. 

I would look at a local insurance brokers as they can shop around different carriers for you. 

Carriers not writing, higher requirements higher rates. 

Hi Ricco, unfortunately most carriers would decline to write you a general liability policy due to the Pit.