Hey @Chance CovanIf you're exploring options beyond traditional financing and haven't owned a primary residence for at least 12 months, starting with a bridge loan might be your best bet.

I don't know what the ten year appreciation rate will be, but I'm betting it will be insulated against any negative macro trends and positioned to outperform other markets, over the long term. 

I'm not a lawyer but I bet he could sue you if you don't let him move in and have a case.

I'd bet you'd be better off getting separate loans from the same lender when it's all said and done.

If you are foreclosed upon your odds of getting a loan in the next five years goes to near zero.My recommendation - sell the assets and get your finances back in order. 

Odds of finding a 10% down lender in any market (let alone the one we are in) are slim. 15% is the absolute max that we see out there in the DSCR space now.

(copy/pasting from other thread full disclosure - sorry always seems odd to me not doing original composition LOL)@Samia Moughanni - Hi Samia!

If you are at the stage of your life that it makes sense house hacking is your best bet. 

Trying to go no HOA would be your best bet if you really wanted to puruse this strategy. 

I bet a huge learning curb as well.