Was thinking leveraging inherited house and keeping it as a rental likely greater leverage than selling and using proceeds to buy other property/properties.

Any advice on how should I proceed to get my 50% down payment back?

Proceed with financing after the money has been in the account long enough.

I have good credit, but not sure how to obtain financing with my current income so I am looking for financing options that don't require me to provide 2 years proof of income.My current plan is to do the following but would like a professional opinion before proceeding.

Make sure to consult your immigration lawyer before proceeding.

Going forward, I would proceed to learn as much as possible, network with others that are flipping currently, and understand what and why flippers are doing in your market. 

The only exception(s) to this (if any) are the items reflected on theaccompanying Escrow Holdback Agreement, if applicable.Citizens is authorized to disburse the final draw in the amount of $________________ in accordancewith the executed Disbursement Authorization on file.It is understood that, in the event the Borrower(s) are dissatisfied in any way whatsoever with theremaining construction after completion by the General Contractor, their sole recourse is against theGeneral Contractor.Borrower(s) and General Contractor, jointly and severally, agree forever to fully protect, defend, andsave harmless Lender from and against any right, interest, claim, and each and every of them, ofBorrower(s) or General Contractor against the Lender, against all losses, costs, damages, and attorneyfees and expenses of every kind and nature which the Lender may suffer, expend, or incur under or byreason or in consequence of holding the remaining proceeds as provided herein."

Before proceeding, I am seeking your expertise to evaluate whether this investment opportunity aligns with sound financial considerations.

We can't decide if we should sell our house and use the proceeds to buy a primary residence near the beach.

Ask for process and procedure guidelines (in here you have to look at the inspections frequency, and how their proceeds are with them, eviction and tenant screening)2.