Personally I would defer this question to someone with design experience, not sure I have seen too many on here commenting.You could do something neutral but remember especially with the rug if it is light color it will likely run quickly.

Quote from @John Williams: Has anyone been on the lender side of private money and had a bad experience that they are willing to share?

From experience, I’d recommend getting pre-approved, improving your debt-to-income ratio if needed, and researching local assistance programs.

I’ve done one successfully in the past, so I’m not a complete novice regarding the topic, but that one experience doesn’t make me any less worried about the possibility of running out of time.

They focus on timeliness, accuracy, and user experience.

I'm looking to not only share my experiences but also offer my services to those who might need them.

AS you get more experience you will learn how to screen better.  

Quote from @Jay Hinrichs: I think so at least for the ones we read about on BP..I had the same experience total loss on multiple syndication deals So I am feeling pretty good about how we are doing..

@Lori Edelman if you want a better experience, in a better market (Detroit), DM us please.

From my experience, you can use that savings to house hack with an FHA loan, invest in a turnkey property in a more affordable market, or even partner with others to expand your purchasing power.