If your current homes have the potential of a total of $4k per month gross : maybe $3k current net, then are you happy with that number in retirement or would you like more like $5k or higher? 

But managing 50 properties is a totally different beast than 5. 

I recommend to not take on hard money loans and investing with others who can also invest when it will not necessarily (totally) hurt them or me in the end is a hard lesson to learn but it is a great recommendation.

If I make a lump sum payment of $10,000 towards the principal, the future monthly payments of $5000 should go a lot more towards the principal since there is less total balance to calculate the interest. 

It's not a common thing that people go through when a tornado hits your house unexpectantly and having to do a total renovation.

I am not buying it, I think how we do our math is totally different. 

By 1985, I had several MFs with mortgages totally $300K at 13.5% interest. 

The material participation test consist of seven test in total.

Admit that you are a total flake and you are lying to con people into pretending like your BS program is actually good. 

TOTALLY biased here - but Off Leash Construction is the best construction company in the region!