The emergence of money substitutes, such as NOW accounts and money market funds, has added its own muddiness to the picture of how growth in the money supply translates into growth in the level of consumer prices.

My wife and I did it by reducing it a little at a time and finding great satisfying substitutes for the sweets and sugar.  

Even better, use  other people's money for the $45.These are just sample figures...feel free to substitute you own.REI vs stock market is apples and oranges.

In Baltimore City it is something that i don't think we can ever delegate and no software or online research can substitute for the work of driving around and looking at those properties.

I have this weird vision of the Domino's Pizza App where it has that bar and shows you your "pizza progress", just with real estate terms substituted for order, bake, quality, and delivery.

It's not a substitute for how well a property performs.

Cozy for rent collection), but you can find many other recommendations for newer substitutes both in the BP forums and on YouTube. 

And then I also put in the lease if the rent is ever past due, the discount is null and void for remainder of the lease-charge a $200 administrative fee to process a substitution, and this is clearly spelled out, in the original lease, AND DISCUSSED at the time of original application when dealing with this type of situation-No boats, RVs etc stored-NOISE: All radios, television sets, stereos, etc. must be turned down to a level of sound that does not annoy or interfere with neighbors

Well, for one thing, it's not recommended to use active listing prices as a substitute for sold prices.

I want something more reliable than an SSN, so let's   substitute the word passport for SSN in your post .