As much as I hate annuities, you might speak with an annuity agent about the employer awarding a bonus in the form of a single premium deferred annuity invested in index funds and that you do not have the right to access until a date certain and then a full payout over time.

I imagine you'll have the same issue with the unpermitted kitchenetteIf you can rent the property as a MTR then listing on Furnished Finder will probably be your best bet.

In the case of a successful tort against you, you might regret commingling funds in a single bank account, but I can't see how keeping them consistently separated would ever burn you, even if it is a bit less convenient.  

Your best bet would be to hire a good property manager who screens well and knows what they're doing and you should be able to get good income over a few years. 

Your best bet is to start a relationship with a local lender so you can get on the same page about what you need and when.

Just be sure the calculate in the interest you are paying on that HELOC into the new project.As for banks, my experience has been that many banks do not like to do HELOCs on rentals unless you have a decent portfolio which they then look at as a business instead of a single rental property.

I'm looking to connect with Huntsville locals who can assist or point me in the right direction. go to the local FB groups I bet there everywhere 

nearly every single applicant will tell me their pet is either ESA or Service dog.  

I suggest starting with a  smaller single family property, and build from there.

It's a flexible approach, suitable for both single-family homes and multi-unit properties, and can be tailored to fit your lifestyle and financial goals.It's important to research local housing laws and market conditions to ensure a successful house hacking venture.