Plus cheap health insurance for the whole family.So I'll just keep plugging along.

HSAs in combination with high-deductible health insurance plans should be available.

It was used to promote my website.

Just curious, not challenging your statement but how does bankruptcy "demonstrates financial immaturity and risk" since: Bankruptcies resulting from unpaid medical bills will affect nearly 2 million people this year—making health care the No. 1 cause of such filings, and outpacing bankruptcies due to credit-card bills or unpaid mortgages, according to new data.

(c) For another person, and for commission, money, or other thing of value, promotes the sale, exchange, purchase, option, rental, or leasing of real estate, a time share, or a business or its goodwill, inventory, or fixtures, whether or not the business includes real property.

I was a Realtor for a short while but needed to get a steady income and health benefits back when my wife and I both started realizing our health issues were very unstable.

Did the person last reside with a relative, in jail, in a mental health facility, in a shelter, a recently foreclosed meth house?  

You never see them beyond the promotional material nor speak with them personally.So what is the answer if you have no money and can't afford training? 

Another suggestion would be to have your team, broker, architect, builder all lined up and promote the team to your potential lender. 

She relocated and I promoted the assistant manager who was not strong.