So your net savings might be negligible and while your hassling with selling the property...

In any case, it is definitely a business that is breaking the law either by being negligent or by directly and purposefully hiring illegals.

The GC liability policy covers his negligent acts. 

Like noting that there was an economic shift in the 1970s but back in the 1970s computing was a negligible blip in terms to contributing to that change.  

That doesn't mean be negligent and wing it but make the best decisions with what you have. 

Since I had already advised my tenants to not keep the water temp on high, esp during the summer months, does this incident make it their negligence?

If you have a statement which proves that the provider applied deposit moneys to rent, you've got a case that at the very least your TK provider is negligent...Now - the whole notion that you cannot review tenant qualification criteria is wrong as well.

While your at basic and literally getting everything paid for, your monthly expenses should be negligible.  

Unless you do some negligent i.e. injure, or kill someone drunk driving, etc...

Please understand that the changes made after funding of your loan were not a result of any negligence on behalf of Sherman Bridge but I can 100% understand the frustration and would welcome the opportunity to discuss this with you.