The ONE Linden plan also included improving the parks in the Linden area as well as various other programs. 

I believe the one good thing about that spreadsheet is that it can be adjusted by the State you live in. because costs are different in every State the estimate sheet i believe is based on a multiplier for the corresponding State, as most cost estimating books are based. that program does break down a lot of information for you and i think it is a good program, one thing you may want to check is if the program updates every year with current multipliers for the States ( program is probably based on a starting average value for each thing and then the multiplier changes as prices for materials change) and you want to make sure it does that.

Ben,It applies to Conventional loans and other programs as well because its seen as a "Business expense" but you have to provide either 12 months cancelled checks or 12 months business checking account statements to show being paid for all 12 months.

If this is a Non-QM program, it should also default to these guidelines. 

This criteria is for 1-4 and 5-8 unit programs.

Taxes are likely to go up in the future due to government entitlement programs.

There are also some odd ball programs out there that will allow you to do a 2nd DSCR HELOAN to get some remaining equity but the property must still debt service 1:1.

It is a very specific one year program that will allow me to make a lot more money in a full time position.

I had a guest who somehow was able to "book" my place on airbnb and then get my check in email instructions for their one night stay.

It's totally free, and you'll receive instructions on how to set it up the first time, as well as reset and plan your day each day in less than 15 minutes.