(excuse the misspelling of "predatory" in the subject line--it won't let me edit that now that I've posted this topic)

Since 2004, annual returns averaged around 8 percent and ranged from 7.3 percent to 9 percent, but last decade returns were typically in the low-double digits, the investor said.The fund told investors it followed a "split strike conversion" strategy, which entailed owning stock and buying and selling options to limit downside risk, said the investor, who requested anonymity.Jon Najarian, an acquaintance of Madoff who has traded options for decades, said "Many of us questioned how that strategy could generate those kinds of returns so consistently."

We'll edit your intro for you.

It's hard to do that especially when people are overleveraged on the notes with the new manufactured homes - most times the interest rates are higher than most (double digits) .

(Try this its easy and you get food, wax and medicine for free) Every phone, land line or cell, I ever use is a flat rate unlimited plan.I stopped printing and save everything digitally, you can even get digital signatures on your documents though I haven't started using it yet I have been researching it.AND when ever anybody wants me to do something that cost money,seminars,MLMs new gadgets, telemarketing stuff of any kind,I just say no.

Either way, I do not know of any area in the country appreciating at double digit per increments these days. $80k to $90k is well over 10%, which is where my question stemmed from.

Your cash will be returned to you within two years at a double digit return.

I have the 2008 home and business edition here.This year I bought my first house, a duplex.

, by John Talbot, published Jan 10, 2006Irrational Exhuberance, Second Edition by Robert Shiller, published Feb 22, 2005

Great point jawsette..........Quick Edit Here >>>>13 Solid Rules of Real Estate Investing1.