My dad and grandfather have talked to me about REI during the Carter double digit inflation and the 80's S&L fallout.

., the exclusive marketing arm of Century Properties Group now considered as the leader in Philippine Real Estate Marketing, Management and Development.

I'm certainly not strong-arming a little old lady to get her house!!!

And yes, I was armed.

For example, let's say that I want to find out how a certain ARM HELOC or a HEL adjusted at a given institution over the last so many years, where would I find this?

Contact a title company to get you a list of option arms that are going to adjust.

That CSB chart lays it out quite clearly -- 2010 and 2011 will be disastrous - particularly in the case of option ARMs.

Apparently there are not a lot of houses that change hands (at least at arms length or not involving investors), as the area is pretty stable, so most of the comps in my original appraisals are just a little older than those dates.

It's a 5-year ARM that is fixed for 3 more years.Arrears: about $10kMonthly PITI: $2,371Avg. rents in the area: $1800-2000Willing to sell for what she owes.Relatively new SFH, 5BR,3.5BA needing know work at all.

At the end of that year, you will be armed with better chances, and alot of knowledge.