I have a client house hacking in Hoboken who bought for a bit over $1.3m - they live in the top duplex 2/1.1 and rent the bottom duplex 2/1.1 as an MTR now and probably will make 4k/month.

This should be a job for your personal accountant/tax strategist, just like I do it for my clients.

Hi Rae,I know programs for 10% down for first timers but 0% down would be pretty difficult.

If risks feel too high, consider waiting until your live-in flip is complete and your position is stronger.This post does not create a CPA-Client relationship.

My client is looking for one to consolidate some current debt and to finance solar.

I originally tried to house hack, but it's difficult to find a multi-unit with a vacant unit, and I keep getting outbid.

All the best ones I know are full and not taking new clients.I would encourage you to hit this one hard because they get very busy in a month and they have little to no time for anything other than servicing clients after the Holidays, until May.Real estate lawyer - I use and recommend @Brad Schaeppi.

Well you can but it makes it more difficult when you have zero cash to work with (ask me how I know!). 

Canton the city is very difficult to know the good areas from the bad.

I also have lots of texts to back up my case that she represented the whale client as being a shared client.