This is causing a huge influx of people moving here for jobs.

If there is debt on the property you run into the debt-financed property issue which can cause the rent to be treated as UBIT and be subject to the trust tax rate which increases to 37% extremely fast.

Several of the masonry contractors said they can’t believe the city gets away with this because it's a known issue that these materials don't mix and it will eventually cause problems like water intrusion that can be very costly for the owner to fix.

The safest bet is to try to get a variance from Union City. though clever, your combined unit lease agreement would likely cause trouble if ever scrutinized by the Tenants or the municipality. 

Interest rates have been crushing, or at least compressing deals for them just like interest rates have been causing trouble for small investors like you and me.

I can only assume that our insurance company would not want to cover damages and such should something happen a house with tenants and a primary residence policy in place. but I haven't really gotten far into the weeds on the particulars of that. if you have gained any insight to that I would greatly appreciate the knowledge.

However, at some point you’ll come to know that when considering the time, aggravation, and damage to your reputation, it just wasn’t worth it.  

This would cause the discussion to come up earlier in the Due Diligence process.  

It will help align your life goals and strengthen what you already have or expose any flags that might cause trouble if someone wants to divest...

As a Property Manager in a market where many owners choose to manage on their own, I've seen several examples of owners losing their homes or properties because their tenants did not pay or caused excess damage.