My 'retail" world revolves around Fountain Square and Bates Hendricks which have a unique saturation issue.   

As a multifamily, my partners have hired experienced handymen with management experience or those that can be management themselves and offered lower cost room in exchange for daily duties that revolved around their own work, no problems whatsoever until they move but even then, you can retain them for the work.

Get your revolving credit debt to be 50% across your consumer debt (credit cards, loans).Sell that nice yellow Camaro behind you in the pic and get a bus pass.Sacrifice things now for the life you will have or want in the future.Best of luck!

On behalf of the newbies.....When your mindset totally revolves around building wealth how do you begin?

Please advise,Vernell Only big institutions like banks and credit unions are set up for revolving lines of credit, which is what it would be if you only paid on the amount actually used.

Try to keep revolving credit controlled and use loans wisely.    

I have excelled to some of the upper-most levels of Division 1 sports and attained All-American status twice in shot-put, worked as a driver for an exotic dancing company, college leasing associate, casino security guard, and now to my current field and positions which have revolved around child welfare for the last four years.

The difficult stuff revolves around the dynamics, not the mechanics.

A credit card is just a revolving line of credit (a loan) with a piece of plastic assigned.

I think if we put the ladder on a revolving office chair we can cut that number down to 2.