When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or refund the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account designated explicitly for future investments.

Instead of paying $5,000 a month for a mortgage (plus taxes, insurance, and maintenance) consider renting for $3,000 a month and save the other $2,000 a month to apply towards real estate investing.There are many great areas to invest in, and they don't have to be large cities like Cleveland.

In the body of the ad I give the link to my property management software where they can apply.  

My question is does the early termination clause apply to midterm rentals?

We could take the money and apply some of it towards our personal residence to reduce the time required on the loan but there would still be a sizable amount of loan so it really wouldn't make a huge difference in terms of the length of the loan...not a great idea.  2).

This implies, applying the historical average appreciation, you have return appreciation over $3.5k whether the tenant pays or not.  

Only after they have been screened and seen the property in person can they apply.

(130-150k range). ( I do not live in NY so primary residence loans would not apply).

Short Term Rental - This is the permit you would apply for when pursuing a non-owner-occupied STR in the R-1, R-2, R-3, RSL, RSM, PR, OS-1 and OS zones. 

If we are planning to occupy the upstairs, what codes apply downstairs to an accessory dwelling?