If it lacks BOTH, don't invest there.

Apologies for the lack of info here.

This debt type would throw economic projections for economists and increase the risk of lending for lenders.Phantom Debt is created when a consumer chooses the Buy Now Pay Later (payment plan) option when making online purchases.These types of payments are not currently reported to any credit agencies as debt which is why they have been given the term "phantom."

There is a lot more grey area in commercial and each bank, credit union, agency, and private lender have different credit criteria.

Approaching entity from a purely tax perspective is a different avenue entirely, that’s for your CPA, who has no experience in courtroom and will lack knowledge concerning the vulnerability of assets.

"(11) To refuse to rent to a tenant solely because of an adverse credit report or lack of credit history without reference to additional information provided pursuant to Section 38-105(e).

Call the police agency that responded and get the police report numbers for the reports before the hearing, they will not release the reports to you, but they will to the district judge.Show up at the hearing, explain the situation, give the police report numbers to the judge.If they check out, you will usually get an order of judgment immediately.

Lack of a known mentor to give courage and steps to succeedSo many different thoughts and strategies in the forum which make people hesitant as to which is best path for success

Hi Baird, You can try Kelly Weiser at The Weiser Agency.

I’m trying to solve for a lack of funds to put up down payment, not sure another lender is the solution here but open to perspective if you have something in mind