@Kevin Uzelac If you want a long term hold, you need long term funding which will most likely be from a traditional lender.Start checking around with local lenders as well as national lenders and credit unions to see what it will take to qualify for funding for rental properties.

I plan on continuing with the military as I do like the lifestyle.

Hello BP military community!

I work closely with US military everyday to keep morale high and to keep service members connected to home and family.

I've only dealt with a Credit Union and I'm only able to get 5 year term, 20 year amortization. 

I keep it in a separate savings account at local bank/credit union.

Hey Jeff, we are at this very moment are about do a 100% heloc (primary) with our local credit union.

I did rent one out for a while using a property manager (more so out of necessity because of my military move).

I have been a bit overwhelmed dealing with this property, as it is my first time and I am the sort of person to get pretty fixated on details.I have  a lot of experience preparing scopes of work, having worked many years for big firms specializing in things like military construction.

I'd recommend looking at the smallest local bank or credit union in your area that you can find.