A toy pedal tractor, however the owner wanted to keep that. 

I'm toying with the idea of placing the HELOC in first position to pay off my loan balance faster.  

Although i have toyed with the idea, and most of what i found was overpriced inventory.

It seems San Diego, Orange county, southern CA area and parts of the western US is experiencing a number of commercial tenants collapse or near bankruptcy such Fresh and Easy, Sport Authority, Sport Chalet, Toys-R-US and more it's getting ugly for some commercial investors. 

After two years of toying with the idea and how to start, I was Googling a question about real estate in Los Angeles and the top search result was a Bigger Pockets forum link.

It may not be worth 125k,No way to know with what toy works said.

I am toying with the idea of waiting for another downturn then using the free and clear property money to purchase more.  

I toyed with the idea of introducing myself as "the property manager" rather than "the owner" but at the end of the day, I wanted them to know that the buck stops with me.

Have talked to a couple friends and toyed with the idea but most of my friends are brand spanking new to real estate and don't own any properties, which makes me nervous. 

You're going to get the hang-ups and agitated people, but that's just one step closer to YES, right?!