. - Wait 2-3 days for some junior analyst 2-3 days to pull comps (which the lender won't even use) which is simply unacceptable- Wait 1-2 more days to figure out that your lender requires X% equity to enter the X market.By that time, the amazing deal you found could already be lost.tldr; If you can screen your deals with intelligent market insights, real-time financing options, and support your expenses with up to date comps with ACTUAL financed comps you'll be lightyears ahead.

As I stated above, I'm junior and open to hearing suggestions as well! 

I'd say there's even less of a market for junior liens as many investors are gunshy about those due to the perceived increased risk and potentially lower equity buffer. 

For more detail, I am looking to house hack with a 3.5% FHA loan next year or the year after since I am a junior in college. 

The property has also been operating/ occupied as a duplex, and I am in the process of collecting documentation to apply for non conforming zoning.Would it be possible to convert the unfinished basement into a new adu, while converting one of the two upstairs existing units into a junior ADU or semi attached?

My daughter has been interning at an UNC neuroscience lab for free since her junior year, but she also got published in a study as a result.

In the model you propose, you could easily end up with junior enlisted sharing living spaces with SNCOs and officers. 

I live in this area since 1996 so I know the are pretty well & also worked as junior underwriter for local credit unions so I know what underwriter looks for when it comes mortgage approval.

You as a primary homeowner can also do a Junior ADU too (this is only for a primary strategy head up), the SFR and ADU can be done on any investments even multifamily homes. 

Honestly, I've not found that sweet spot yet, on how much cash to keep locked up as equity.If you're junior enlisted, or a junior NCO, this is absolutely the right path.