Unless you are buying at a huge discount that you expect to refi in 6 months and lose PMI you aren't going to get rid of it for a while so keep it in your calculation.Even if you get rid of PMI, let's say $300, your PITI will be 1850 (assuming the interest rate doesn't go up) which gives you a $900 surplus on the income side.

Whether the payments simply slip thru the cracks, or the lender has other issues and just decides to take whatever surplus they can get at at the auction....who knows.

This pays the utilities, other building expenses, and the surplus later used for investments.

I'm doing research on selling the surplus, & I ended up on the BP Marketplace.

I own my own job selling surplus industrial parts mainly on eBay.

True positive cash flow is that generated by a property with a hypothetical 100% financing position.Cash investors feel they receive more cash monthly but receive the lowest possible ROI on that cash.If you have stopped expanding your investments and look to benefit greater from your cash flow then don't pay down the property simply because you have surplus cash.

My clients want to find properties where someone already bid on a property that had a tax/other lien (i.e. late maintenance/HOA payments) against it, but if there was a way to come in before the property transferred and make an offer to pay off the bid amount plus a small amount of surplus for them? 

My strategy for financial independence and early retirement has been heavily geared towards pumping all surplus money into real estate holdings. 

Lastly, build up your investment fund with your surplus of income and use that to invest wisely.

We finally placed her coverage with some tiny off shore surplus lines carrier.