I would add Facebook Marketplace to your list for marketing.

You clearly don't know our market in Sarasota.  

Demand in the market was very high after COVID.

If you refi, all of the balance is reset to market rates (probably 6.5% to 7% right now) and interest accrues on the full balance each month from day 1.The risk I would want to point out with using a Heloc is that there is the potential for the line to be frozen or converted.

Market Conditions Aren’t Always in Your FavorHouse hackers often assume their property will appreciate and rents will rise, but that’s not always guaranteed.

Know your market cap rate and you can quickly determine whether property is worth a closer look. 

Return:Finishing the basement and adding bedrooms can add significant value, especially if your local market places a premium on additional living space.

With a good chance of a recession coming, have cash available to take advantage of the best deals to hit the market in years. 

And you may have a shot given the market to play some hard ball and threaten the closing and find another attorney. 

I called a lawyer but they didn't even know as it was too specific of a situation.Want to avoid putting myself in a bad spot and make sure I handle ESAs well in the future.