No personal income or tax returns are required.

Are you interested in S8 because of a personal reason or you think it's the next "hot" investment idea?

We will shop for used appliances where we can when we need one… or pick up used cabinets if we can, or search eBay for something smaller,  but going to the extreme of personally shipping something big in internationally for one-off renovation needs seems like a stretch of reasonable.Just like you mention, the number of unknowns would not seem to be worth it to me.Just my 2 cents.Randy  

Many banks limit personal loan amounts.

The challenge was balancing the relationship between landlord/tenant and a personal/friendly relationship.

Personally, I've felt the investment has been poorly run in almost every possible way.

When you go to a Bank or Credit Union, they can only offer you what products that bank or credit union offer.

We are not too strapped for cash, but it always seems better to have more in the bank than less.

. - PM provides a cash based accounting report every month, for every unit under management, that clearly labels all rent, all expenses, including management fees, and the net directly ties to the amount of money deposited into my bank account.- PM is a licensed handyman, or has them on staff, and takes care of most unit turn work at a reasonable rate. - PM has no breakup/termination fee- PM does not take project management fees, except on large or complicated CapEx projects exceeding $5,000. 

They clearly had no intention of paying off the loan in October but sought instead to further reduce their loan balance during a time of the note holder's personal hardship.