Kind of like a game of craps.

I am very weary of online places because it is very hard to vet out a company.

I'm looking to list my property with them but read some horror reviews online from guests (but not hosts). 

HELOC appraisals are notoriously low, just part of the game. 

Must be licensed and have somewhat of an online presence.

However, with savvy keyword research, you can quickly learn how to stay ahead of the game.

So a ways off from posting my mid-term rental online. 

You should NEVER use an online template as most of those are easy to trample if need be.

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

You have to find a way to implement your game plan within the confines of either an LTR or STR DSCR underwrite assumption.