And their voters who are renters are always going to be louder and much more numerous than we are.The other sad irony is, just like @Adam Martin mentioned, in the long run, they are just setting renters up for escalating prices when they make owning rentals riskier and more onerous with laws that are much too heavily one-sided.As an example, my New Orleans market has been at a crisis level for years with uninhabitable properties. 

@Ashton Karp I bought a 15" MacBook Pro in 2015 and still use it heavily every day. 

However, if you are going to keep the property longer than 3.5 years, then the math and the benefit of paying the 2.125% fee work heavily in your favor.

We are very heavily involved in construction and development and always willing to help. 

Your ARV can change pretty heavily by just crossing a major road.

Thanks @Dennis Maynard, I'm just doing some research - I assume a copy provided by the contractor would be heavily skewed. 

My wife and I contribute heavily to our company provided 401k's.

In this career, you getting paid relies heavily on other peoples actions.

I talked to my girlfriend and we are heavily leaning towards a multi family to reduce costs and maximize delayed gratification.

While we continue to aggressively save for a downpayment (and rely heavily on that as leverage to move forward) and seek private investors, we are also looking into creative financing options, specifically seller financing or seller assisted financing.