Electronics of course, but also copper pipe, heater, water heater, etc.

But I thought he was the professional and there is a one year warranty on the job, so was surprised he didn't make sure everything was good before going ahead with the epoxy.So we're trying to get him back here to see what he has to say, but also wanted to do a few test on the drain pipe, just in case there is a leak. 

Essentially, you are paying for something you hope you never have to use....but if it does happen, you have multiple parties in your corner fighting off a claim, for many years if needs be, and even if the limits of one were exhausted, you have another...and the legal fees alone could be large, so nice to have the insurers footing that bill and having an interested in settling or disposing of the suit....great question, though, could you be overinsured?

For example, the bathroom didn't have an exhaust fan.  

My current mortgages on my primary and investment properties already exhausted all of my usable income based on DTI calculation. 

Florida I know, no issues with freezing pipes, snow, roof and as long as I have insurance, hurricanes are not a big issue.

The guy on the phone was vague and said he would have to call me back and he could put in the order to install new pipes.

We had a new roof installed and new gutters in 2012, replaced and repaired plumbing stacks/pipes that failed and have done extensive tuck pointing.

Today the property is vacant and that 9 cap price is a pipe dream.Mark

That looks difficult and expensive.I”m pretty sure that our houses have galvanized drain pipes.