There are ways to clear the cloud yourself buy hunting down any vested parties and getting them to sign a QCD to you.Tax Title insurance isn't as good as a general warranty deed and it is not accepted everywhere like a general warranty deed would be.

The attorney might keep you from incurring a huge tax liability, future probate expenses, or a cloud on the title. 

Account ClosedYou did get some good advice here, and I would add; don't just chase rate. 

Essentially you are asking the court to get rid of other claims on the property that "clouds" your title.

I plan to use tenant cloud which can record everything an accountant will need.

This can be controlled easily with Option contracts between you and the buyer of no less than 1 year...as long as your deal (option price) between you and your seller is a good deal at the start.I find Subject To's to be more risky than SLO's...for all the reasons you mentioned for SLO.One possible issue here even with a paid off house, they could go get financing once LO deal in place if nothing recorded to cloud title.  

Renting by the room sometimes requires the landlord to chase rent and to be the bad guy.Peer pressure kicks in when all roommates (who are usually friends) are responsible for the entire amount .

LOL, I would certainly close without clear title if the title company was stupid enough to sell me a title insurance policy without properly researching the title and figuring out there was an obvious cloud on it.

@Matthew RamirezCheckout tenant cloud.

I feel I may have been misguided by the downloads that came with the rental property management book (it talks about smoke detectors, CO detectors and battery replacement, which clouded my vision momentarily and I lumped them all together).