You also might want to text message them or send them direct mail if you can’t get in contact with them on the phone.  

You may also try to stop by your local Bank of the West branch - better than trying to establish a relationship by phone - to see if they offer investment HELOCs in TN.

It's likely best to jump on the phone with an expert to discuss this, but I'll leave a quick description below:Owner financing is a tricky issue for tax purposes.

Since l had to increase rent for a tenant, l first talked about it via phone and text message (it’s very difficult to communicate with them via email), then signed the new lease.

I'm my opinion they are both good HML providers, LendingHome was good to me and worked with me when I had no experience so that was a plus on the flip side (no pun intended), Renvo is top notch, I can reach out to Eric Workman, the  VP of lending, anytime as I have his cell phone and he typically gets back to me right away whether its text, phone call or email.

Here's a PARTIAL list:Office rentComputers, printers & softwareInternet & phone billOffice furnitureOffice supplies: paper, postage, ink, etc.Office liability insuranceAuto expenses: monthly payment, insurance, gas, maintenance, registration/plate feesBroker license fees: annual, monthly board & MLS fees, continuing education fees, E&O insuranceEquipment: lockboxes, signs, etc.Payroll & payroll taxesBusiness income tax preparation and paymentsLabor: answering phones, calling past due tenants, scheduling tours, taking marketing pics, processing those pics, writing ads, researching rent amounts, posting ads, explaining to owners how rent determined & showing where ad posted, opening & processing mail, posting payments, bank deposits, scanning documents & posting to owner & tenant portals, explaining accounting to owners so they understand their monthly statements, taking pics/videos of repairs, finding reputable handymen and contractors, confirming they're properly licensed & insured and tracking annually, verifying repairs done properly, processing invoices for utility bills, repairs, taxes, city inspections, scheduling periodic property evaluations/inspections with tenants that don't want strangers in their homes, explaining to owners why taking so long, and more & more & more...

I have called the out of state property owner which denies owning the property, and quickly hangs up the phone.

I will post the data on Nashville after I get off the phone with the city tomorrow.

I have tenant's name, DL, and phone number but I do not have a forwarding address.Can someone tell me if I can still file a case in small claims even if I don't have prior tenant's forwarding address?

Needless to say none of this happened over the phone, I had to physically be there to see the code and explain this to them.