Turning a property that might traditionally produce a 7-10% cash-on-cash return into one that produces 15-30% if managed properly.

Seller financing and ITIN lending seems to be the norm in this area due to buyers in lacking the ability to use traditional financing (usually because they don’t have social numbers).My question does anyone have any guidance around structuring a seller financing deal for a home that was recently rehabbed using a hard money lender? 

There is no FHA 3.5% down on an apartment building or a shopping enter, there's lots of gov't incentives for "everyone to own a home" and since 1-4 units residential are all considered "single family" homes that means young investors get to ride that gravy chain for up to 4 units, but nothing like that exists for CRE (the gov't backed CRE mortgage options require MORE experience than traditional/vanilla commercial mortgages).Let me know if I can help.

You might consider seller financing to the renters since their traditional loan is probably beyond them.

Yes DTI maybe an issue if you stick with traditional bank financing.

@Kesete Thompkins You are thinking of only bank/ traditional financing.

Traditional financing: Full documentation needed to qualify.

It sounds like you can't qualify for a traditional loan because of your 1099 income, so you really have to use a DSCR loan or similar.

Historically we don't apply Cap rates to under 5 units as the landlord traditionally does not have operating expenses except perhaps PM, once all units are filled, hence CAP rate doesn't apply.

HELOC and the rest traditional financing.